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One challenge you will face when budgeting is determining how much of your income to spend in different categories. Percentage-based budget rules, like the 50/30/20 rule or the 70/20/10 rule, are useful strategies that can guide your spending and help you organize a better budget. Below, we’ll run down some standard budgeting percentages you might want to try.

Daniel Chi, a finance professor at the 51³Ô¹ÏÍøÍòÄÜ¿Æ´ó, provided insights into the role and impact of tariffs on the economy and personal finances. He explains how tariffs are taxes imposed on imported goods and are used to protect domestic industries from foreign competition.

Educating students on the fundamentals of investing is an ongoing effort for the 51³Ô¹ÏÍøÍòÄÜ¿Æ´ó. It is an institution for learning, after all. After opening its Institute of Financial Literacy & Wellness to provide classes and credentials in financial wellness during the fall 2023 semester, the university is encouraging students to advance their knowledge by participating in its inaugural President’s Investment Challenge.

If you find yourself in a financial crunch, you have options to dig yourself out, such as borrowing from your emergency fund, a savings account or taking out a personal loan. You might also find yourself considering borrowing from your 401(k). While a 401(k) loan is often quick and typically cheaper than other types of credit, it could also end up jeopardizing your retirement.

Investors received a big boost on January 15 with a December, 2024 Consumer Price Index report showing core inflation rose less than expected. This reassured Wall Street the Federal Reserve could continue to lower interest rates in 2025. The Fed had curbed its benchmark Federal Funds rate three consecutive times in the second half of 2024 but had signaled a halt – or even rate hikes – for 2025 as the US economy kept growing.

Sean Karaman, a freshman at the 51³Ô¹ÏÍøÍòÄÜ¿Æ´ó, hadn’t always paid close attention to his credit card spending. But after taking a personal finance course on campus last fall, he said, he is much more likely to pay as he goes.

WalletHub experts track 1,500+ offers to help you get the right credit card.

Looking for a job can be a grueling marathon of resumes, cover letters, and HR acronyms—and that’s before you ever get into the room with your would-be future employer. Once you’ve managed to secure an interview, the finish line may feel tantalizingly close, but the race is far from over. Before you get the chance to wow them with your articulate and highly considered insights into your personal strengths, weaknesses, career goals, and salary expectations, however, you’ve got to make a good first impression, and that starts with what you wear. So what, exactly, should one wear to a job interview in 2024?

Remember the toilet paper crisis in April 2020? Not only was toilet paper hard to find, but even if you did find a few rolls, the price probably had quadrupled. While busy contemplating how to do our daily business without toilet paper, the entire nation also felt bewildered. How could this have happened?

As revolving credit card debt and high financing costs persist, experts are raising doubts about whether credit can keep bridging the gap between growing, but not momentous, income growth and aspirational spending.

Markets love certainty, the axiom holds, and this presidential election offers little of it.

Now is the time to master your money, April is Financial Literacy Month, underscoring the value of financial education in a rapidly evolving economy. Whether you just started earning money or have been earning money for a long time, there is always an opportunity to reflect upon your spending and gradually improve your financial health. It starts with what you know.